Affiliate disclosure: Gold California may earn a commission when you open an account through links elsewhere on this site. This page carries no partner link and no recommendation to buy. We are not financial or tax advisors. Consult a licensed advisor for your specific situation.
Last updated: July 3, 2026 · By Gold California Editorial
Quick answer: Most gold IRA myths trace back to marketing shorthand, not to what the tax code actually says. A gold IRA is a self-directed IRA that holds IRS-approved metals under IRC Section 408(m)(3), stored by a bank or Treasury-approved non-bank trustee. The IRS does not allow home storage, does not accept any IRA-owner-controlled LLC as a trustee, and does not authorize rare or collectible coins in an IRA. A properly done rollover is not a taxable event, is not limited to once per year across all accounts, and does not remove your right to take physical delivery later. For a Californian, the state adds a 2.5% additional tax on early distributions on FTB Form 3805P, stacked on the federal 10% under IRC 72(t), so a mistaken withdrawal costs 12.5% before ordinary income tax. Past performance is not a guarantee of future results, and no article can replace advice tailored to your situation.
Short on time? The essentials
- A gold IRA is a real self-directed IRA under IRC Section 408, not a separate product; it holds bullion or approved coins with a bank or approved non-bank trustee (source: 26 U.S.C. Section 408 via Cornell LII).
- Home storage is not permitted; personal possession triggers a deemed distribution at cost and can be a prohibited transaction under IRC Section 4975(c)(1)(D) (source: IRS Issue Snapshot on collectibles).
- A single-member LLC controlled by the owner is not a bank and not on the IRS approved non-bank trustee list (source: IRS approved non-bank trustees list).
- A direct rollover from a 401(k), 403(b), or IRA to a gold IRA is not a taxable event when the trustee sends funds directly to the new custodian (source: IRS Publication 590-B).
- The 60-day indirect rollover and the once-per-12-months IRA-to-IRA rollover rule are two different rules and are often confused with each other.
- The federal 10% early-distribution tax applies under age 59.5, with exceptions in IRC 72(t); California adds a 2.5% additional tax on FTB Form 3805P (source: California FTB, Early distributions).
- Rare or premium coins are not required for an IRA and can carry markups above 90% in enforcement cases (source: CFTC Release 8898-24, Red Rock Secured consent order).
- The IRS does not set a minimum balance for a gold IRA; dealer minimums are set by each company and are not tax law.
- Required minimum distributions still apply to a traditional gold IRA starting at age 73 today and 75 in 2033 under SECURE 2.0 (source: IRS RMD FAQs).
- A gold IRA is not a hedge, a shield, or a guarantee of anything; past performance is not a guarantee of future results.
Why gold IRA myths matter for Californians
Precious-metals marketing gets aggressive. The confused reader ends up with the wrong picture of what a gold IRA is, what it can hold, and how it is taxed. In California, those mistakes carry an extra layer because the state stacks its own tax on early distributions.
This page corrects the most common myths one at a time. Each section states the myth in a reader's plain words, then the correction, anchored in the tax code, IRS guidance, or the California Franchise Tax Board. Every figure below traces to a public source, cited inline and checked June 2026.
The aim is not to sell you a gold IRA or to warn you off. A gold IRA can fit some California retirement plans and fit poorly for others. What matters is that you decide from the actual rules, not from a marketing story.
Myth 1: A gold IRA is not a real IRA
The label "gold IRA" is marketing. The account itself is a self-directed IRA under IRC Section 408, held by a trustee that lets you hold IRS-approved metals inside it. The tax code does not use the phrase "gold IRA" at all.
IRC Section 408(a) defines an IRA as a trust for the exclusive benefit of an individual, with a bank or Treasury-approved non-bank person as trustee (source: 26 U.S.C. Section 408 via Cornell LII). A self-directed IRA that holds approved metals is one flavor of that trust. It is still an IRA for every federal and California tax purpose.
The label matters because it can distract from the paperwork. A saver who thinks a gold IRA is a special product often overlooks the standard 1099-R, 5498, and California Form 3805P forms that any IRA generates. It is a real IRA. It is taxed like one.
Myth 2: You can store the gold at home
You cannot. IRC Section 408(m)(3)(B) requires IRA-eligible bullion to be "in the physical possession of a trustee described under subsection (a)". That trustee is a bank or an IRS-approved non-bank trustee, not you (source: 26 U.S.C. Section 408 via Cornell LII).
The IRS Issue Snapshot on collectibles confirms the same rule in operating language. Its bullion carve-out reads: "Any gold, silver, platinum, or palladium bullion of a certain fineness if a bank or approved non-bank trustee keeps physical possession of it" (source: IRS Issue Snapshot on collectibles).
Marketing that pitches home storage rarely quotes the statute. When metal sits in a home safe, IRS guidance treats the arrangement as a deemed distribution equal to the cost of the metal. For a Californian under age 59.5, the deemed amount can then draw the federal 10% and the California 2.5% additional taxes, before ordinary income tax.
The full statute and worked math sit in our page on the home storage gold IRA myth. The short version fits in one sentence: no home safes, no personal possession, no exceptions.
Myth 3: A self-directed LLC solves the storage problem
A common pitch adds a single-member LLC. The saver forms the LLC, has the IRA fund it, and stores metal at home in the LLC's name. The claim is that the LLC "holds" the metal, so IRC 408(m)(3) is satisfied.
Two rules break the pitch. First, IRC 408(a)(2) defines the trustee as a bank or a person the Treasury Secretary has approved. The IRS publishes the list of approved non-bank trustees, and family-controlled LLCs are not on it (source: IRS approved non-bank trustees list). Second, the IRS Snapshot names "use in the participant's own home" as its model example of a prohibited transaction under IRC 4975(c)(1)(D).
The consequence is not limited to the metal. IRS guidance states that when a prohibited transaction lands on an IRA, the account "stops being an IRA as of the first day of that year" and the full fair market value is treated as distributed to the owner. Cash, other assets, and metal flow out together.
The U.S. Tax Court has held that physical possession of American Eagle coins purchased through a self-directed IRA was a taxable distribution under IRC Section 408(m) (McNulty v. Commissioner, 157 T.C. No. 10, decided November 18, 2021). The position sold by checkbook LLC promoters has been litigated and lost.
You do not. The tax code allows two paths for metal in an IRA. The first is coins described in 31 U.S.C. Section 5112, such as the American Gold Eagle and American Silver Eagle, plus certain state-law coins. The second is bullion of a fineness that meets the COMEX delivery standard, held by an approved trustee (source: 26 U.S.C. Section 408 via Cornell LII).
"Rare," "collectible," or "premium" coins are a category the tax code disfavors. IRC 408(m) treats most collectibles as deemed distributions when acquired inside an IRA. The Snapshot lists the carve-outs. A rare or numismatic coin outside those carve-outs is not IRA-eligible at all.
The distinction matters because dealer markups on premium coins can be much larger than on common bullion. In the Red Rock Secured consent order, the CFTC found the defendants "convinced at least 950 people to pay over $69 million for silver and gold Canadian Red-Tailed Hawk (RTH) coins worth only $30 million." That reflected mark-ups of between 91.89% and 129.97% (source: CFTC Release 8898-24).
Ninety-one percent is not a routine bullion spread. Common bullion carries a much thinner markup. When a sales script pushes you from a Silver Eagle to a "premium" coin, the tax law does not require the switch, and the price gap can wipe out years of return.
| Category | IRC 408(m) status | Typical dealer framing |
|---|---|---|
| American Gold Eagle, American Silver Eagle | Allowed under the 31 U.S.C. 5112 coin carve-out | Standard bullion, thinner markup |
| American Gold Buffalo, Canadian Maple Leaf, Austrian Philharmonic (approved finenesses) | Allowed as bullion meeting fineness and approved-trustee tests | Standard bullion, thinner markup |
| IRS-approved gold, silver, platinum, or palladium bars from qualified refiners | Allowed as bullion meeting fineness and approved-trustee tests | Standard bullion, thinner markup |
| Certain "premium," proof, or numismatic coins pitched as IRA-eligible | Case-specific: only within the carve-outs; many fall outside and would be deemed distributions | Higher markup, "limited," "wholesale relationship," "exclusive" |
| Rare, collectible, or graded coins outside the carve-outs | Deemed distribution at cost under IRC 408(m); not IRA-eligible | Should not be pitched into an IRA at all |
Sources: 26 U.S.C. Section 408 via Cornell LII; IRS Issue Snapshot on collectibles; CFTC Release 8898-24 (Red Rock Secured consent order). Checked June 2026.
Myth 5: Rolling a 401(k) into a gold IRA is a taxable event
A direct rollover from a 401(k), 403(b), 457(b), TSP, or another IRA into a gold IRA is not a taxable event. The trustee sends funds directly to the new custodian. Nothing enters your gross income for the year (source: IRS Publication 590-B).
The taxable version is the indirect rollover. Your former plan sends you a check, and you have 60 days to complete the deposit into the new IRA. Miss the window, and the money is treated as a distribution: ordinary income, and the 10% federal early tax if you are under 59.5.
The 20% mandatory federal withholding trap is the second half of the picture. If the plan pays you directly, it withholds 20% for taxes even when your intent is a rollover (source: IRS Publication 590-B). To roll the full amount, you have to top up the missing 20% from other funds. A direct rollover avoids both problems.
California follows the federal characterization. A properly done direct rollover does not enter your California adjusted gross income either. A failed indirect rollover does enter it, and California's 2.5% additional tax then stacks on top of the federal 10% if the money is treated as an early distribution.
Myth 6: The 60-day rule and the once-a-year rule are the same thing
They are not. Two separate rules cover indirect rollovers, and they often get merged in blog posts and sales scripts.
The 60-day rule says an indirect rollover has to be completed within 60 days of the distribution. Miss it and the money is a taxable distribution (source: IRS Publication 590-B). The once-per-12-months rule says you can do only one IRA-to-IRA indirect rollover across all of your IRAs in any 12-month period. A second one in the window is taxable.
The 12-month rule applies only to IRA-to-IRA indirect rollovers. It does not apply to direct trustee-to-trustee transfers, and it does not apply to rollovers from an employer plan into an IRA. A direct rollover from your 401(k) into a gold IRA does not use up your 12-month limit at all.
Confusing the two rules leads to real tax bills. A saver who assumes a direct trustee transfer uses up the annual limit may space out moves for no reason. A saver who thinks they can do multiple indirect rollovers in a year can trigger a full distribution and, in California, the 2.5% additional tax under age 59.5.
Myth 7: You lose the right to take physical delivery of the metal
You do not. A gold IRA can distribute in cash or in kind. An in-kind distribution ships the actual coins or bars from the depository to you. That is a normal option, not a special privilege.
The catch is that in-kind is still a distribution. IRS Publication 590-B treats it as ordinary income at fair market value on the day the metal leaves the IRA. If you are under 59.5 with no qualifying exception, the federal 10% and the California 2.5% additional taxes apply to that value.
So the right to take delivery is real. It just does not change the tax. Some retirees like the option because it lets them hold coins personally in retirement without a sale. Others prefer to sell inside the account and take cash, which avoids the shipping and personal-storage step entirely.
Neither choice makes the IRA less legitimate. The tax code does not require you to keep metal in the account forever. It only requires that, while it is in the account, an approved trustee holds it.
Myth 8: The IRS sets a minimum balance for a gold IRA
It does not. The IRS sets no minimum balance for an IRA. The 2026 annual contribution limit is $7,500 for those under age 50 and $1,100 catch-up for those 50 or older, for a total of $8,600 (source: IRS Newsroom, 2026 IRA limits). There is no rule that the account must reach any threshold.
What you may run into is a dealer minimum. Precious-metals companies set their own account minimums. Those minimums are business decisions, not tax law. A pitch that ties a minimum to "IRS rules" is misreading the statute.
The practical caution is a small-balance one. Custodian and storage fees are often flat dollar amounts. On a small account, a flat annual fee is a larger percentage of the balance. That is a fee-drag question, not a legality question, and it is covered in more depth on our page on gold IRA fees for Californians.
Myth 9: A gold IRA has no required minimum distributions
It has them. A traditional gold IRA follows the same required minimum distribution rules as any other traditional IRA. Under SECURE 2.0, the current start age is 73 for those who reached 72 after December 31, 2022, and rises to 75 in 2033 for those born in 1960 or later (source: IRS Required Minimum Distributions FAQs).
A Roth IRA, gold or otherwise, has no required minimum distribution during the owner's lifetime. So the myth partly stems from confusing Roth with traditional. A Roth gold IRA can sit untouched for the owner's life. A traditional gold IRA cannot.
The metal itself adds one wrinkle: if you satisfy an RMD by taking coins in kind, the fair market value on the distribution day is the taxable amount. That value enters your California adjusted gross income as ordinary income for the year. Missed RMDs carry a federal excise tax under IRC Section 4974, so this is a rule to plan around, not to overlook.
Myth 10: All gold IRAs are scams
They are not. A properly set-up self-directed IRA holding IRS-approved metals with an approved trustee is a legitimate structure under IRC Section 408. Enforcement actions have targeted specific bad actors, not the structure itself.
Two California-linked cases stand out. In April 2024, a federal court ordered Red Rock Secured to pay more than $56 million. That total broke down to $38,984,313.90 in restitution, $5.1 million in disgorgement, and $12.25 million in civil penalties. Markups on premium coins pitched to retirement savers ran between 91.89% and 129.97% (source: CFTC Release 8898-24).
In September 2023, the CFTC charged Regal Assets LLC with misappropriating more than $21 million from more than 120 customers who moved retirement funds to buy precious metals (source: CFTC Release 8791-23).
Both cases involved retirement-account transfers, and California's DFPI was a co-plaintiff. That is a real risk. What it is not is proof that the IRA structure is a scam. The structure is defined by federal statute. The scam is the sales script that pushes savers into overpriced products or into misappropriation-prone dealers.
A saver who wants to check a specific California dealer can file a complaint or run a background search through the California Department of Financial Protection and Innovation. The DFPI helpline is 1-866-275-2677 (fact-base entry, section 5.3). Our page on gold IRA scams and red flags in California lays out the pattern in detail.
Myth 11: A gold IRA is a guaranteed hedge or shield
Nothing in the tax code guarantees a return on a gold IRA. Metal prices rise and fall. Past performance is not a guarantee of future results, and no article can predict where prices will go from here.
The Federal Trade Commission takes a similar posture in its plain-language guidance for older investors: sales pitches that promise safety or guaranteed returns on precious-metals investments are a red flag, not a feature. A honest description of a gold IRA lists benefits and risks side by side.
The realistic version is that a gold IRA holds a physical asset that behaves differently from stocks and bonds. Some retirement savers want that exposure for reasons specific to their situation. Others do not, because their plan already handles the same goal in another way. Either choice can be sensible. Neither is a shield.
What this page can do is help you see the structure clearly. What it cannot do is decide for you. That is a conversation for a licensed financial advisor who knows your full picture, and a tax advisor who knows your California return.
Myth 12: California treats gold IRAs differently from other IRAs
It does not. California does not have a special gold-IRA rule. The state follows the federal characterization of the distribution. The federally taxable amount flows into your California adjusted gross income as ordinary income (source: California FTB, Early distributions).
What California does add is the 2.5% additional tax on early distributions under age 59.5, on top of the federal 10%. The rate and form are stated on the FTB page and detailed in the FTB Form 3805P instructions (source: FTB Form 3805P instructions). This layer applies to any IRA, not only gold.
CalPERS members see the same rule from a different angle. The CalPERS refund page tells members they may owe an additional 10% federal income tax and an additional 2.5% state income tax on an early refund, echoing the FTB stack (source: CalPERS, Refund Member Contributions). The stack is a California retirement fact, not a gold-IRA fact.
The tax layer to watch, then, is the 12.5% combined additional tax on an early distribution. That is on top of ordinary income tax at both the federal marginal rate and the California progressive rates that reach 12.3%, plus the 1% Mental Health Services Tax on taxable income over $1,000,000 (13.3% combined). This is a California fact for every IRA holder.
| Myth | Actual rule | Primary source |
|---|---|---|
| Not a real IRA | Self-directed IRA under IRC 408 | 26 U.S.C. Section 408 via Cornell LII |
| Home storage is legal | Physical possession must be by an approved trustee under 408(m)(3) | IRS Issue Snapshot on collectibles |
| LLC solves storage | LLC is not on the IRS approved non-bank trustee list; personal use is a prohibited transaction under 4975(c)(1)(D) | IRS approved non-bank trustees list; IRS Issue Snapshot |
| Rare coins required | Only carve-out coins in 31 U.S.C. 5112 and approved bullion; premium coins outside the carve-outs are not IRA-eligible | 26 U.S.C. Section 408; IRS Issue Snapshot |
| Rollover is taxable | Direct rollover is not a taxable event; only failed indirect rollovers are | IRS Publication 590-B |
| 60-day rule equals 12-month rule | Two separate rules; 12-month rule applies only to IRA-to-IRA indirect rollovers | IRS Publication 590-B |
| No physical delivery allowed | In-kind distribution is available; it is a taxable distribution at fair market value | IRS Publication 590-B |
| IRS minimum balance | No IRS minimum; dealer minimums are set by each company | 26 U.S.C. Section 408; IRS 2026 limits release |
| No RMDs on a gold IRA | Traditional gold IRA has RMDs from age 73 today, 75 in 2033; Roth has none | IRS RMD FAQs |
| All gold IRAs are scams | Structure is legal; specific dealers have been sanctioned in enforcement actions | CFTC Release 8898-24; CFTC Release 8791-23 |
| Guaranteed hedge or shield | No guarantee; past performance is not a guarantee of future results | IRS Publication 590-B; FTC guidance on retirement fraud |
| California special rule | California follows federal characterization; adds 2.5% additional tax on early distributions on FTB Form 3805P | California FTB, Early distributions |
Sources: 26 U.S.C. Section 408 via Cornell LII; IRS Publication 590-B; IRS Issue Snapshot on collectibles; IRS RMD FAQs; CFTC Release 8898-24; CFTC Release 8791-23; California FTB, Early distributions. Checked June 2026.
California gold IRA early-withdrawal tax estimator
Take money out of a gold IRA before age 59 and a half and California stacks a 2.5% state additional tax (Form 3805P) on top of the 10% federal additional tax. That is 12.5% in penalties before any ordinary income tax.
Estimate only, not tax advice. The 10% federal and 2.5% California additional taxes apply to early distributions before age 59 and a half; exceptions exist. Ordinary federal and California income tax apply separately. Sources: IRS Publication 590-B; California FTB Form 3805P. Consult your tax advisor.
How to fact-check a gold IRA pitch before you sign
The steps below outline how a California saver can pressure-test a gold IRA pitch. They describe the mechanics; they are not financial or tax advice. A licensed advisor handles the specifics.
- Ask for the custodian's name and the IRS status of that custodian. The trustee has to be a bank or an IRS-approved non-bank trustee. If the pitch cannot name a custodian, or cannot show it on the IRS approved list, stop.
- Ask where the metal will be stored. A depository name should be part of the answer. If the pitch offers home storage or a self-managed LLC, the arrangement violates IRC Section 408(m)(3) as the IRS reads it.
- Ask for the coins or bars in writing, with fineness. Cross-check the coin against the 31 U.S.C. Section 5112 list or the bullion fineness rule. Premium or numismatic coins outside the carve-outs are not IRA-eligible.
- Ask for the total first-year cost. Setup, custodian, storage, and dealer markup all count. A quote that hides the markup line is a red flag; the Red Rock consent order names markups between 91.89% and 129.97% (source: CFTC Release 8898-24).
- Ask whether the rollover will be direct. A direct trustee-to-trustee rollover avoids the 20% mandatory federal withholding and the 60-day and 12-month traps.
- Ask what happens at required minimum distribution age. A traditional gold IRA has RMDs from age 73 today (75 in 2033). The pitch should address in-kind versus cash RMDs.
- Ask about the FTB Form 3805P layer. Any Californian pitched into an early distribution should hear about the 12.5% combined federal-and-state additional tax before they sign.
- Check the dealer against California enforcement records. The DFPI helpline is 1-866-275-2677; complaints route through dfpi.ca.gov. A pitch from a dealer with active enforcement history is a stop, not a slow down.
When a gold IRA is not the right choice for a Californian
Balanced coverage names the cases where a gold IRA is a bad fit. This is not a sales pitch and not a warning off. It is a set of situations where the structure adds friction without matching what the saver actually needs.
- Very small balance. Custodian and storage fees are often flat. On a $5,000 account, a flat annual fee is a much larger percentage than on a $100,000 account. The math can eat several years of return.
- Need liquidity soon. A gold IRA is a retirement account. Selling and taking cash before 59.5 draws the federal 10% and the California 2.5% additional taxes with no exception in most cases.
- Not enough emergency cash outside the IRA. If a life emergency would force an early withdrawal, the 12.5% combined additional tax layer is a poor design choice for the emergency fund.
- Employer plan match not fully used. A 401(k) match is often the largest single boost to a retirement plan. Rolling out before the match is captured leaves guaranteed money behind.
- No advisor to model the California return. The 2.5% additional tax and the 13.3% top state rate matter on a big withdrawal. A saver who cannot model those numbers is more exposed to a costly mistake.
- Preference for stocks, bonds, or funds. The tax code allows metals, but does not require them. A traditional IRA of low-cost index funds is a perfectly ordinary retirement plan, not a lesser one.
None of these cases makes a gold IRA wrong. They are the situations where the fee, tax, or design load does not fit the reader. If two or three describe you, the sensible step is to slow down and talk to a licensed financial advisor before you sign.
Gold IRA myth FAQ
Is a gold IRA a real IRA?
Yes. A gold IRA is a self-directed IRA under IRC Section 408 that holds IRS-approved metals with a bank or Treasury-approved non-bank trustee. The tax code does not use the marketing label "gold IRA," but the account itself is a real IRA for federal and California tax purposes.
Can I store the gold at home in California?
No. IRC Section 408(m)(3)(B) requires IRA-eligible bullion to be in the physical possession of a bank or an approved non-bank trustee. IRS guidance treats personal possession as a deemed distribution at cost, and the arrangement can also be a prohibited transaction under IRC Section 4975(c)(1)(D). For a Californian under 59.5, the deemed amount can draw the federal 10% and the California 2.5% additional taxes.
Is a rollover from a 401(k) into a gold IRA taxable?
Not when it is a direct rollover. A direct trustee-to-trustee move from a 401(k), 403(b), 457(b), TSP, or another IRA into a gold IRA is not a taxable event. An indirect rollover is taxable if you miss the 60-day window or run afoul of the once-per-12-months IRA-to-IRA rule. Consult your tax advisor for your specific situation.
No. IRC 408(m) allows only carve-out coins in 31 U.S.C. Section 5112 and approved bullion at COMEX delivery fineness. Rare or numismatic coins outside the carve-outs are not IRA-eligible, and premium-coin markups can be much larger than common bullion; the Red Rock Secured order named markups between 91.89% and 129.97%.
Do required minimum distributions apply to a gold IRA?
They apply to a traditional gold IRA the same as to any other traditional IRA. The current start age is 73 for those who reached 72 after December 31, 2022, and rises to 75 in 2033 under SECURE 2.0. A Roth IRA has no required minimum distribution during the owner's lifetime.
Are all gold IRAs scams?
No. The IRA structure itself is defined by federal statute and is legitimate. What has been sanctioned is specific dealer conduct: markups over 90% in the Red Rock Secured consent order and misappropriation of more than $21 million in the Regal Assets case. Californians can check dealers through the DFPI helpline at 1-866-275-2677.
Does California treat gold IRAs differently from other IRAs?
No. California follows the federal characterization of the distribution. The state's added layer is a 2.5% additional tax on early distributions on FTB Form 3805P, stacked on the federal 10%. That layer applies to any IRA, not only gold. Consult your tax advisor for your situation.
Can I take the gold home in retirement?
Yes, as an in-kind distribution. The metal ships from the depository to you, and the fair market value on the distribution day is the taxable amount. Under age 59.5 with no qualifying exception, the federal 10% and the California 2.5% additional taxes apply to that value. Consult your tax advisor before choosing in-kind or cash.
Sources
- Cornell LII, 26 U.S.C. Section 408 (Individual Retirement Accounts). Checked June 2026.
- Cornell LII, 26 U.S.C. Section 4975 (Prohibited Transactions). Checked June 2026.
- IRS Issue Snapshot, Investments in Collectibles in Individually-Directed Qualified Plan Accounts. Checked June 2026.
- IRS Publication 590-B, Distributions from Individual Retirement Arrangements. Checked June 2026.
- IRS, Required Minimum Distributions FAQs. Checked June 2026.
- IRS Topic 558, Additional Tax on Early Distributions from Retirement Plans Other Than IRAs. Checked June 2026.
- IRS Newsroom, 2026 retirement plan contribution limits. Checked June 2026.
- IRS, Approved Nonbank Trustees and Custodians. Checked June 2026.
- California Franchise Tax Board, Early Distributions. Checked June 2026.
- California Franchise Tax Board, Form 3805P instructions (Additional Taxes on Qualified Plans). Checked June 2026.
- CalPERS, Refund Member Contributions. Checked June 2026.
- CFTC Release 8898-24, Red Rock Secured consent order. Checked June 2026.
- CFTC Release 8791-23, Regal Assets LLC civil enforcement. Checked June 2026.
